Thinking about retiring and considering your different options can be exciting—as well as a little overwhelming.
As you know, with so many factors to consider, from location and amenities to cost of living and the overall community atmosphere, it’s very important to weigh your options carefully.
For retirees who are “in the know,” Lake Keowee stands out as a solid choice. It’s not just another lake in South Carolina—it’s a place where the water sparkles, the air is fresh, and the views are breathtaking. Where you can spend the best years of your life boating, fishing, or just soaking in the scenery. Owning property on Lake Keowee can feel like having a little slice of paradise right in your backyard.
One area that often pops up in discussions about retirement here is Keowee Key, a private, upscale community on Lake Keowee that offers homeowners a blend of natural beauty and recreational activities.
1. What is Keowee Key?
Keowee Key is a gated retirement community near Lake Keowee in South Carolina. It offers a range of amenities and recreational activities.
2. What amenities does Keowee Key offer?
Keowee Key boasts a variety of amenities that cater to many different interests. Some of these include a world-class golf course, tennis (and pickleball!) courts, fitness center, walking trails, a marina, and more. There are also plenty of organized social activities and clubs for retirees to participate in here.
3. What about the location?
The setting of Keowee Key is truly something special. With Lake Keowee and the natural scenery that surrounds it, you’re in for some breathtaking views and plenty of outdoor fun.
Plus, being close enough to drive to bigger cities like Greenville means you’ve got the best of both worlds: easy access to city amenities, while living in a spot that feels like you’re on vacation every day.
4. How’s the cost of living?
Cost of living is often a significant concern for retirees. Wherever you purchase a home, don’t forget to consider the usual ongoing costs, like property taxes and homeowner fees, as you plan your budget.
While buying a home in Keowee Key may have upfront costs associated with purchasing property and membership fees, as with all real estate purchases, it’s essential to consider the overall value proposition. The amenities and lifestyle offered can contribute to a fulfilling retirement experience, potentially outweighing the initial investment. (See the section Living Expenses for Retirees in Upstate South Carolina below for more information.)
5. What’s the community like?
The heart of Keowee Key lies in its community. Known for its warm welcome and vibrant residents, the area caters to a wide range of preferences.
Whether you’re into mingling and joining clubs or you prefer quiet moments by yourself, you’ll find your tribe here. It’s a community where connections are made effortlessly, enriching your retirement days with the right mix of activity and relaxation.
6. What hospitals and medical services are available near Keowee Key?
Near Keowee Key, residents have access to healthcare facilities that offer a range of services to meet their medical needs. There are hospitals and clinics within a reasonable driving distance, including those in Seneca and Clemson, ensuring residents have access to healthcare when needed. Oconee Memorial Hospital in Seneca and Prisma Health Clemson Family Medicine in Clemson are just a short drive away, offering a comprehensive range of medical services.
Not to mention, the proximity to larger cities like Greenville, with the over 800-bed Prisma Health Greenville Memorial Hospital, offers access to specialized medical care and advanced treatment options whenever needed.
7. Are there any downsides?
While many find the amenities, community, and natural beauty of Keowee Key to be exactly what they’re looking for in a retirement destination, it’s also important to consider the full picture. Private, gated luxury communities, while offering security and exclusivity, may not be the perfect fit for everyone. If applicable, distance from family could also be a consideration for some retirees.
Additionally, while the initial cost and ongoing expenses of living in a place like Keowee Key can be offset by the lifestyle and amenities provided, it’s crucial for potential residents to carefully assess their financial situation and long-term budget to ensure it aligns with their retirement goals.
Engaging in a thorough evaluation of both the advantages and potential drawbacks will help in making an informed decision that best suits your retirement needs and preferences.
Living Expenses for Retirees in Upstate South Carolina
When planning your retirement in the Lake Keowee area, it’s essential to factor in the cost of living to ensure it aligns with your retirement budget. Despite the presence of luxury communities like Keowee Key, Upstate SC is known for its relatively moderate cost of living compared to many other parts of the United States, offering a financially viable option for many retirees.
Planning your budget with these typical expenses in mind will help you enjoy a comfortable retirement in Keowee Key, making the most of what this beautiful community has to offer. Here’s a general overview of some typical living expenses you might expect:
- Utility Costs – Utility expenses in Upstate South Carolina are generally in line with or slightly below the national average. For a typical household, expect to pay around $150 to $200 per month for electricity, water, and gas, depending on your usage and the size of your home. Lake Keowee experiences a temperate climate, which can lead to air conditioning costs in the summer and heating costs in the cooler months.
- Grocery Prices – Grocery expenses around here can vary based on dietary preferences and shopping habits, but the cost of groceries in this area is slightly lower than the national average. Thus a retiree or a couple might budget anywhere from approximately $200 to $600 per month for groceries—again depending on personal preferences and dietary needs.
- Property Taxes – South Carolina offers favorable property tax rates, especially for seniors. The state provides a homestead exemption for residents 65 and older, which can potentially reduce property taxes significantly.
- Entertainment and Recreation – Budgeting for entertainment and recreation will depend on your lifestyle choices. Naturally, the upscale dining, golfing, boating, and other activities that are popular around Lake Keowee can add to your monthly expenses. However, it’s important to consider that the area around Lake Keowee in Upstate South Carolina is rich in many natural, historical, cultural, and recreational attractions and amenities—many of which are low-cost or free.
- Healthcare – While specific healthcare costs will vary based on individual health needs and insurance coverage, South Carolina’s healthcare expenses are somewhat below the national average. Medicare enrollees may also find several supplemental insurance plans to help manage out-of-pocket expenses.
In conclusion, is Keowee Key a good place to retire?
Ultimately, choosing Keowee Key to retire depends greatly on what you value most for your golden years. This community is not just about the range of amenities it offers—from the world-class golf course to tennis courts, a fitness center, and more—it’s about the quality of life that comes with living in a place where every day feels like a retreat.
The lake lifestyle of Keowee Key—and Lake Keowee, with its clear waters, stunningly beautiful location, and tight-knit, active community—creates a backdrop for a retired lifestyle that many retirees only dream of.
If these aspects resonate with your vision of retirement, Keowee Key might just be the perfect match for you.
